Open the door to home ownership
Strengthen your child's financial foundation by contributing to their home deposit with our secure gifting and lending options.
The Problem
1980s vs 2020s - Wages vs House Prices
Australia’s housing landscape has evolved dramatically since the 1980s. Back then, the average Sydney home cost around $76,500, and the typical wage was approximately $15,000, resulting in a manageable wage-to-house-price ratio of around 5.1. Fast forward to today, and the numbers tell a starkly different story—with average houses exceeding $1 million against an average wage of roughly $85,000, the ratio skyrockets to about 11.8. This widening gap has forced many young people to endure prolonged periods of renting, delaying life milestones such as starting a family and jeopardizing long-term financial security.
The Solution - You!
Bridging the Gap
In this challenging economic environment, a solution is emerging from within the family circle: parents lending or gifting money to their children for a house deposit. This gesture not only provides immediate financial relief but also acts as a catalyst, enabling first-time buyers to secure a foothold in the housing market sooner rather than later. By easing the deposit burden, parental support bridges the gap between stagnant wages and soaring house prices, offering young adults a vital stepping stone toward homeownership.
How we can help
Secure gifting
Gift money to your child's home deposit with our secure platform. We'll provide your child with the documents they need for the banks to assess borrowing power.
Flexible lending
Choose from a range of lending options to help your child secure their first home; including interest-free periods to let them get on their feet. All without damaging an applicant's max loan-to-value ratio (LVR).
Payment tracking
Track repayments in real-time with our easy-to-use dashboard. We handle monthly payment statements, collecting payments, maintaining records, and following up on any delinquencies.
Join our Waitlist
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- Priority Access: Be among the first to access our exciting new features.
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